Our community is our top priority. Our branch lobbies are currently closed, except by appointment only. Our drive-up windows, ATMs, night drops, and online banking are all available. Our Lending Team is here to help local businesses with questions related to SBA/PPP loans. If you need additional assistance or have any questions, please call our Customer Service Center at 518.943.2600. Click for our COVID-19 response...
Commercial Lending

Commercial Lending

The Bank of Greene County is committed to serving local businesses in ways big banks find challenging. We’re pleased to offer a broad range of commercial lending options. And you can rest assured that, with us, your loan will be serviced, not sold.

Commercial Lines of Credit

  • Intended to help you build and grow a successful business
  • Revolving line of credit to meet operating needs
  • Overdraft line against a commercial checking account
  • Repayment tied to inventory, equipment and accounts receivable

Commercial Mortgages

  • From storefront to office building, the option is yours
  • Up to 25-year amortization periods
  • Purchase or improve commercial properties, including construction
  • Contact us for rates

Commercial Term Loans

  • Intended for the purchase of equipment and other capital assets
  • Terms from 2 to 10 years
  • Contact us for rates

Ultra Access Business Lines of Credit

  • Intended to fund business expansion, equipment purchases and company expenses
  • Use equity in your commercial real estate
  • Convenient access to cash via debit card, check or personal request
  • Easy payment schedule and revolving credit line
  • Reduced closing costs and maximum access to your equity
  • Flexible interest rate options available
  • See our current rates.

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Download a
Loan Application

Download a Personal Financial Statement

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Meet the Lending Team

lending guys killing time in Coxsackie

Brian Stickles, Perry Lasher, Sean DuBois and Steve Nelson use decades of lending experience, local knowledge and their community connections to get things done for small businesses.

Email us or call our Lending Center for more information: 518-943-1424.

FALA Technologies near Kingston left a big bank for more attractive financing provided by BOGC

FALA Technologies near Kingston left a "big bank" for more attractive financing provided by BOGC. "I was really impressed by their professionalism," said owner Frank Falatyn.

All loan approvals are subject to credit underwriting, appraisal and other Bank of Greene County requirements.