We will be performing scheduled system upgrades on April 27th, beginning at 3:00 PM. During this time, you may be temporarily unable to access your account information through Online Banking, our Mobile App, and TeleBank 24/7.
We apologize for any inconvenience this may cause you.
Home, Auto and Personal Loans

Home, Auto and Personal Loans

When you’re ready to make a big purchase—like a house or car—our expert lenders are ready to help you obtain the funds you need. Visit your nearest branch or call us at 518-943-2600 to speak with a banker and apply for your loan.

Mortgages

Loan CalculatorLoan CalculatorDetermine payment amount based on rates and terms.

Mortgages

Mortgages

Whether you’re purchasing a new home, refinancing your current house, or building a new one, we can help you find the right type of loan for your needs.  We specialize in primary, secondary, and investment home financing, and will help you every step of the process. 

We offer pre-approvals for home purchases, which can help make the purchase process smoother.  As you consider your options, take a moment to review our Mortgage Specials and current rates.  Our dedicated team of Residential Lenders are also available to assist you and answer all your mortgage questions at 518-943-2600 x 2036.

Are you looking to purchase your first home?  First time home buyers may qualify for our First-Time Home Buyer Program!  Contact us to find out how we can help you become a first-time home buyer! 

Auto and Personal Loans
Auto and Personal Loans

Auto and Personal Loans

We specialize in financing home equity loans and lines of credit, as well as personal and auto loans.  View our current rates and contact our Consumer Lending Department or stop by any branch office to find out how we can help you find a loan that meets your needs. 

envelope-symbol-small Contact a Bankerat your convenience to discuss your next mortgage, auto or
personal loan.
Trish Lamb, VP & Director of Residential and Consumer Lending, has over 30 years of experience helping customers finance their dream homes

Trish Lamb, VP & Director of Residential and Consumer Lending, has over 30 years of experience helping customers finance their dream homes.

Certified credit counselors are available to assist you with your financial needs. For more information on the ClearPoint Credit Counseling Services of the Capital Region and Hudson Valley, call 518-482-0203 or visit www.clearpointccs.org.