Our community and our customers are our top priority, and we are focused on helping local businesses navigate these difficult times. Our Lending Team is ready to help businesses restructure existing loans and our SBA Lending Specialists are available to assist with applications under the SBA CARES Act and its Payment Protection Program. Call our Customer Service Center at 518-943-2600 or Click here for more information.
When you’re ready to make a big purchase—like a house or car—our expert lenders are ready to help you obtain the funds you need. Visit your nearest branch or call us to speak with a banker and apply for your loan.
Whether you’re purchasing a new home, refinancing your current house or building a new one, we can help you find the right type of loan and complete your application.
Want to estimate the amount of money you may be able to borrow before beginning your application? A rough rule is that up to one-third of your pre-tax income may be allocated to housing, which includes your mortgage payment, upkeep, utilities and homeowner’s insurance. As you consider your options, take a moment to look over our current rates.
Auto and Personal Loans
We specialize in financing new and used vehicles, home improvements, education and more. View our current rates and stop by any branch to discuss a vehicle, personal or home equity loan.
"I really felt like the lending staff took the time to get to know me, and cared about my loan."
Certified credit counselors are available to assist you with your financial needs. For more information on the ClearPoint Credit Counseling Services of the Capital Region and Hudson Valley, call 518-482-0203 or visit www.clearpointccs.org.
Mailing Address • PO Box 470, Catskill, NY 12414 • 518-943-2600
To report your Visa® Debit Card lost/stolen: 855-887-3943